Mortgage refinancing

Factors to consider before refinancing a loan, according to experts

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Factors to consider before refinancing a loan, according to experts

Moyo Studio | E+ | Getty Images The Federal Reserve announced a half percentage point, or 50 basis points, interest rate cut at the end of its two-day meeting Wednesday. And, naturally, some Americans will want to make the most of the central bank’s first rate cut since the early days of the Covid pandemic. … Read more

The case for a 40-year mortgage

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The case for a 40-year mortgage

MoMo Productions | Taxi | Getty Images Homeownership has long symbolized the American Dream, embodying stability, wealth creation, and community investment. Yet, for millions of Americans, especially younger generations and first-time homebuyers, that dream is slipping away. Rising home prices, stagnant wages, and restrictive mortgage terms have made it increasingly difficult to take that crucial … Read more