Hacking is any event that illegally accesses a device (or website)) to steal peoples’ personal information. This information is used for illegal purposes, whether that’s financial gain or to commit crimes (like theft). With financial information, thieves access bank account information, credit card details and can potentially create new accounts with the victim’s personal information. Hackers are often located outside of the victim’s country, making it difficult to evade law enforcement.
Generally, hackers attempt to get your information in two ways. The first method involves an internet-connected device and the use of spyware. The spyware sends information from your device to others without your knowledge or consent. This includes any account information, login details, or online activity. Getting spyware on your device isn’t difficult; hackers will attach a file to an email, have you open messages through instant messaging, or even link the virus to pop-ups on various websites.
Spyware will often use keystrokes or photos of your online activity to secure your account details, which will include debit or credit card numbers, personal information, or other types of sensitive data.
Alternatively, websites known as phishing sites or hacked legitimate sites can also harvest account information for financial gain. Most often, hackers will collect various account details and sell them for profit on the dark web.
How to protect your personal info
Although it sounds like an impossible process, fighting identity theft or fraud isn’t as tiresome as it seems. You can do several things right now to protect yourself against hacking, regardless of your device.
Disable connections when not in use
If you have multiple devices that run through WIFI or Bluetooth to connect to the internet, consider turning them off when not in use. Unknown users can access the networks and your devices without your knowledge when left continuously connected.
Always install antivirus
If you don’t have any security software on your device, installing antivirus and firewall products is essential to protect your personal information. It’s also crucial to keep your software up-to-date and active. Only consider purchasing reputable, well-known software for your device, as many spyware programs can attach themselves to fake security products.
Consider Running Personal Identification Scans
Unless you have comprehensive knowledge about the dark web, your safest option to protect against identity theft is with a background check. This program is designed to compile personal information about you, so you’ll be able to verify the account details, balances, and payments instantly. These reports will pull all public access data into a comprehensive report, including a dark web scan.
Protect Your Devices with Passwords
Your cell phone and tablet are probably attached to many accounts, including social media accounts, financial institutions, and any significant bills you pay monthly. To protect yourself from identity theft, always safeguard your devices with a strong password. This passcode will help prevent access to your personal information on your phone in the event it’s lost or stolen.
Only install trusted applications
Occasionally, criminals will make apps that look and function like legitimate apps while installing malware on your smartphone. As such, only install apps from reputable companies or trusted sources. Make sure to see how many downloads the app has and carefully read any reviews to ensure you’re not downloading a cloned application.
Carefully review your network and device names
Make sure that any device and network within your home is free of personal information. Pay attention to any identifying details like your first or last name, birthday, or zip code. Thieves will target networks or accounts containing personal information as they’re easier to pinpoint. They’re also easier to guess the passwords for overall.