Did you get your driver’s license not too long ago? Then, did you save up and buy a new or pre-owned vehicle? If that’s the case, congratulations are in order. Now you can travel wherever you want whenever you want. All you must do is hop in your car and go.
However, do you have auto insurance before getting behind the wheel and taking off? If you do not currently have a policy, you’ll need to get one. That’s because many states require drivers to have insurance. It isn’t mandatory everywhere, though. For example, according to research from The Balance, motorists do not need car insurance to drive legally in Virginia and New Hampshire. That doesn’t mean you can escape financial responsibility. Even if people elect not to carry auto insurance, they are still liable for the costs associated with car accidents.
So, it makes sense to obtain a policy regardless of where you live. That’s because if you don’t, you may have to pay to have someone’s car fixed. Not only that, but medical expenses could fall on your shoulders if your negligence causes a person or people to get injured.
Now the question is, “What insurer should you use?” There are certainly plenty of options on the market today, including Progressive, GEICO, and more. But there is another top option –Travelers. So if you want to determine what makes the company so great, why not start by looking over Travelers insurance reviews? There’s a good chance you’ll learn these six facts and more when reading them.
- Low-Cost Premiums
One fact that consumers are sure to love about Travelers auto insurance is the lower than average premiums. PolicyGenius states that the company’s price for a full-coverage policy is 5 percent lower than the national average. Hence, if you are trying to avoid breaking the bank on coverage, get a quote from Travelers to see what your cost will be today.
- Digital Tools That Modern Customers Need
Travelers makes the lives of its clients easier, thanks to its digital tools. With the help of a mobile app, policyholders can pay bills and manage policies. In addition, you can also file a claim with the app if need be. That can be extremely helpful and convenient if an accident occurs.
- Discounts and More Discounts
There are 16 discount offers found on the Travelers insurance website. Thus, aside from the initial savings you receive from the company’s lower than average premiums, you might be able to save more. The amount people save will vary, depending on which discounts they qualify for. Some of the notable discounts are:
- Multi-car discount
- Multi-policy discount
- Hybrid/electric car discount
- Pay in full discount
- Driver training discount
- Financially Confident and Stable
What if you go with a cut-rate insurance company that isn’t financially stable? That will ensure you have low premiums, but at what costs? Often, customer service is sacrificed by such businesses to keep their prices low. The insurer you select should also provide you with financial confidence. That’s why you need to look into the credit and other ratings of these establishments.
Top marks ensure companies have capital and don’t default on loans/bills. As such, if you do business with one of them, you shouldn’t have to worry about one of them not paying up when a claim arises. Travelers has you covered in this regard, thanks to scores like Aa2 from Moody’s, AA from S &P or Standard & Poor’s, and A++ from A.M. Best.
5. Way More Than Car Insurance
Although people can get high-quality auto insurance from Travelers for affordable rates, that isn’t all. Those who need other types of insurance can find the policies at this agency. There are many options, but the ones that may interest you most include homeowners insurance, renters insurance, and umbrella insurance.
6. Available in Multiple States
Another fact you should know about Travelers is that it is available in 42 states. Therefore, there is a good chance it may be available where you live. The places where it isn’t available include South Dakota, Wyoming, Louisiana, Hawaii, North Dakota, Michigan, and Alaska.
Closing Thoughts
There are many insurers across the United States today. So, take the time to read reviews and testimonials to see what current or previous customers say about a business. You’ll be able to learn things, like these six quick facts about Travelers.
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